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Disclosure Documents

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Our disclosure statements contain important information relating to terms and conditions, fees, charges and transaction limits that apply to accounts or access facilities.

You should retain the relevant document for future reference as the information will also apply to new accounts you obtain or to facilities for accessing these accounts.

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For easy reference, below are the relevant documents:

Regulatory Disclosures

Securitisation Reporting

Select 2012 Trust is a securitisation programme established by the Credit Union for the purpose of establishing Australian Dollar, Prime, Full Document Residential Mortgages which may be utilised to supplement the Credit Unions Liquidity & Funding requirements. Select Encompass Credit Union Ltd, as an information Provider to the Reserve Bank of Australia is required to make certain data publicly available to users who require it to evaluate Asset Backed Securities for professional or academic research purposes. If you would like to make an enquiry or arrange access to the data, please contact us by clicking on the link below:

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  • Thank you so much for all your help along the way

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    You were vital to keeping everything running as smoothly as it did. I sincerely appreciate t

  • I have not experienced such excellent service when borrowing money

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    I really have to thank you for the work you have done today.

    I have not experienced such

  • Thank you for all your hard work

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    Thank you for all your hard work and the efficiency you have shown in getting approvals so f

  • Thank you again

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    Just want to take this time to thank you for your assistance with my paying off my home loan

  • Really great to be treated like a person

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    Once again thank you for all your help. It really great to be treated like a person. ‒ Di

  • Very helpful

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    All of your information is very helpful and it's been a joy dealing with you. ‒ Karen

  • Pleasant Experience

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    Each time we have had contact with any of the staff at Select Encompass Credit Union it ha

  • Most unexpected thrill to win

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    I wish to thank you for the IPAD I won by filling out a member survey and which I collected

  • How appreciative I am of your Credit Union

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    I can't believe that I have been with the credit union so long and I plan to be with you

  • So glad to be a member of Select Encompass

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    Thankyou so much for your assistance. You can't know how grateful I am. I am just so g

  • You made the process extremely easy

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    Steve and I would like to say thank you for your help on our loan. You made the process extr

  • Nice to know a bank cares

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    Nice to know a bank cares! ‒ Liz

     

  • I just love the personalised service!

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    This is why I've stayed with a credit union just love the personalised service :) Thanks

  • Your services have grown with me as my needs have changed

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    I have been banking with the credit union for 15 years now and your services have grown with

  • I wish to highly commend staff at the Gymea Branch

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    I wish to highly commend staff at the Gymea Branch for extremely pleasant and professional s

  • Big tick for Select Encompass

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    Thanks for your help through the process. Big tick for Select Encompass for being an easy-