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Because Select Encompass is the original peer-to-peer lender

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If you believe the hype, peer-to-peer or marketplace lending brings people together to connect investors with creditworthy borrowers who want a loan. Positioned as being alternative and efficient, peer-to-peer does sound very cool.

The truth behind the marketing though is somewhat different. What is marketed as a P2P connection is in reality wholesale or institutional funds being made available for loans. It is for profit lending pretending to have a human face.

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Mutual banking institutions however are the original peer-to-peer lenders. Mutuals are groups of people who gather together to provide each other with a secure place to save and a source of reasonably priced loans. By pooling their resources members help themselves and each other to achieve economic and social improvement. Select Encompass is the original peer-to-peer lender, since 1953.

  • Thank you so much for all your help along the way

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    You were vital to keeping everything running as smoothly as it did. I sincerely appreciate t

  • I have not experienced such excellent service when borrowing money

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    I really have to thank you for the work you have done today.

    I have not experienced such

  • Thank you for all your hard work

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    Thank you for all your hard work and the efficiency you have shown in getting approvals so f

  • Thank you again

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    Just want to take this time to thank you for your assistance with my paying off my home loan

  • Really great to be treated like a person

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    Once again thank you for all your help. It really great to be treated like a person. ‒ Di

  • Very helpful

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    All of your information is very helpful and it's been a joy dealing with you. ‒ Karen

  • Pleasant Experience

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    Each time we have had contact with any of the staff at Select Encompass Credit Union it ha

  • Most unexpected thrill to win

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    I wish to thank you for the IPAD I won by filling out a member survey and which I collected

  • How appreciative I am of your Credit Union

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    I can't believe that I have been with the credit union so long and I plan to be with you

  • So glad to be a member of Select Encompass

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    Thankyou so much for your assistance. You can't know how grateful I am. I am just so g

  • You made the process extremely easy

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    Steve and I would like to say thank you for your help on our loan. You made the process extr

  • Nice to know a bank cares

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    Nice to know a bank cares! ‒ Liz

     

  • I just love the personalised service!

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    This is why I've stayed with a credit union just love the personalised service :) Thanks

  • Your services have grown with me as my needs have changed

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    I have been banking with the credit union for 15 years now and your services have grown with

  • I wish to highly commend staff at the Gymea Branch

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    I wish to highly commend staff at the Gymea Branch for extremely pleasant and professional s

  • Big tick for Select Encompass

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    Thanks for your help through the process. Big tick for Select Encompass for being an easy-