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Become a Member

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Who is Select Encompass?

Select Encompass Credit Union has been providing banking service to the community for over 60 years. We are regulated by the Australian Prudential Regulatory Authority (APRA) as are Australian Banks, meaning that you can be certain that you are becoming a member of a well-regulated organisation.

How do I become a member?

If you take out one of our products online or apply for a loan, upon becoming successful with the application (and completing the online verification process at the end of the application) you’ll become a member of Select Encompass as part of this process.

You don’t have to initially take up a product to join, you can also apply via our stand alone ‘Become a Member’ form found below.

Alternatively, you can visit one of our branches and apply in person. A list of branch locations can be found here Select Encompass Branches.

Why Join Select Encompass?

When you join you'll enjoy the benefits of belonging to a mutual banking organisation. The benefits of becoming a member include: Equally sharing in the success of the organisation through competitive rates, minimal fees and exceptional customer service.

Unlike a major bank, Select Encompass is not a publicly listed company and as such does not have a financial responsibility to shareholders. This differentiating factor is yet another benefit of belonging to a mutual and clearly highlights our one and only objective of increasing the value we offer to our members and their local communities.

To find out more about us and our achievements, visit Our Story.

If you have already completed an application and have been asked to complete ID verification, please click the link below

  • Thank you so much for all your help along the way


    You were vital to keeping everything running as smoothly as it did. I sincerely appreciate t

  • I have not experienced such excellent service when borrowing money


    I really have to thank you for the work you have done today.

    I have not experienced such

  • Thank you for all your hard work


    Thank you for all your hard work and the efficiency you have shown in getting approvals so f

  • Thank you again


    Just want to take this time to thank you for your assistance with my paying off my home loan

  • Really great to be treated like a person


    Once again thank you for all your help. It really great to be treated like a person. ‒ Di

  • Very helpful


    All of your information is very helpful and it's been a joy dealing with you. ‒ Karen

  • Pleasant Experience


    Each time we have had contact with any of the staff at Select Encompass Credit Union it ha

  • Most unexpected thrill to win


    I wish to thank you for the IPAD I won by filling out a member survey and which I collected

  • How appreciative I am of your Credit Union


    I can't believe that I have been with the credit union so long and I plan to be with you

  • So glad to be a member of Select Encompass


    Thankyou so much for your assistance. You can't know how grateful I am. I am just so g

  • You made the process extremely easy


    Steve and I would like to say thank you for your help on our loan. You made the process extr

  • Nice to know a bank cares


    Nice to know a bank cares! ‒ Liz


  • I just love the personalised service!


    This is why I've stayed with a credit union just love the personalised service :) Thanks

  • Your services have grown with me as my needs have changed


    I have been banking with the credit union for 15 years now and your services have grown with

  • I wish to highly commend staff at the Gymea Branch


    I wish to highly commend staff at the Gymea Branch for extremely pleasant and professional s

  • Big tick for Select Encompass


    Thanks for your help through the process. Big tick for Select Encompass for being an easy-