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Buy a car

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If you've got your eye on a new or used car, why miss out? For  over 60 years, we has been helping our members finance that special purchase. We have a simple and straightforward loans process that offers fast pre approval that allows you to confidently go shopping for your car.

After more information? View our Car and Personal Loan Guide which including some handy hints and tips.

Buying a car is usually the second largest asset purchase alongside a property and it’s a financial decision that you need to get right!

If you’re thinking of buying a new set of wheels, you will likely need a car loan, to fund all, or a portion of the amount. The best time to consider your car finance is now — before you walk into a car yard. Having your finance sorted before you step into a car yard could give you better bargaining power than if you wait until you’ve found the car you want. When you get pre-approval for a car loan, you are essentially paying the dealer with ‘cash’ allowing you to negotiate the best price in the car yard.

Applying for a car loan with us is fast and easy. We have a number of different car loan product available depending on the age of the vehicle, however all products come with the following basic features:

  • No Account keeping fee
  • No ongoing fees
  • No redraw fee
  • No early payout fee

Talk to us today! Contact us on 1300 13 14 20 or email us today at info@secul.com.au, we are here to help!

Find out more about our car loan products

  How do I apply?

There are a number of ways you can apply:

  What documents do we require?

We will be able to give you a pre-approval as soon as have completed the loan application, however start getting the following document together as they will be required in order to obtain a full approval:

Evidence of income:

  • Copies of your last two pay slips
  • Copies of the last two Taxation Notice of Assessments (If self-employed)

Evidence of residence:

  • If you’re a current home owner, a copy of your current rates notice
  • If renting, a copy of tenant ledger report or lease agreement
  • If boarding, a statement from your landlord/ family member confirming how long you have been at the address and any amount you pay them

Evidence of commitments (what you owe):

  • If you have a current home loan, copies of your last full home loan statement
  • If you have any credit cards, a copy of your last full statement
  • If you have any other loans or commitments, a copy of the last full statement of each of these

Evidence of savings:

  • A copy of the most recent full statement of your savings account