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Special Offer 2 Year Fixed Rate Home Loan

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2 year fixed home loan*

3.74% pa1

4.15% pa2

Take advantage of our 2 year fixed rate special offer.

We are excited to release one of the most competitive home loan rates on the market. Fixed rate home loans offer peace of mind against rising repayments, which allow you to budget with confidence. So whether you’re looking to buy your first home or refinance your existing owner-occupied loan, we have the home loan that is right for you. 

Some of the great 2 year fixed home loan benefits include:


  • No establishment fee
  • No monthly account keeping fees
  • Competitive interest rate
  • No annual fee
  • No redraw fee
  • Make extra repayments without penalty
  • Minimum 5% deposit (may be subject to Lenders Mortgage Insurance)
  • Available for new borrowing over $50,000

All Select Encompass Home Loans have the benefits of allowing you unlimited additional repayments without penalty. Enjoy the certainty of knowing how much your repayment is each month and let us help you make the most of your mortgage and achieve your financial goals.

If you are looking for your first home, look no further then this low rate home loan offer.

Apply Online Enquire

Additional information

* Available for 'New Borrowings' Only. Minimum loan amount of $50,000. Not available for investment property purchase. 1. Reverts to Standard Variable rate current at the end of the fixed period. 2. Comparison rates are based on a $150,000 secured home loan over 25 years. Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.