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Apply for a personal loan

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Whatever it is you want, a flat screen TV, a holiday, a motorbike or even home renovations - we can help you get it with a personal loan that is right for you. With competitive interest rates, fast approval and no monthly fees, our personal loans could be what you are looking for! With compWhether you want to buy a new car, go on a holiday, renovate your home or refinance an existing loan, we can help you get the personal loan that’s right for you, with competitive interest rates, fast pre-approval and no monthly feeWhether you want to buy a new car, go on a holiday, renovate your home or refinance an existing loan, we can help you get the personal loan that’s right for you, with competitive interest rates, fast pre-approval and no monthly fees   could be what you are l

After more information? View our Car and Personal Loan Guide which including some handy hints and tips.

Our fast loan approval process enables you to make that purchase you have always dreamed about.

  • Holidays
  • Renovations
  • White goods
  • A new set of wheels (car, bike, caravan)
  • Boat
  • Debt consolidation
  • Wedding expenses
  • Expenses of raising children

Whatever the purpose, We have you covered!

Talk to us today! Contact us on 1300 13 14 20 or email us today at info@secul.com.au, we are here to help!

Find out more about our personal loan products

  How do I apply?

There are a number of ways you can apply:

  What documents do we require?

We will be able to give you a pre-approval as soon as have completed the loan application, however start getting the following document together as they will be required in order to obtain a full approval:

Evidence of income:

  • Copies of your last two pay slips
  • Copies of the last two Taxation Notice of Assessments (If self-employed)

Evidence of residence:

  • If you’re a current home owner, a copy of your current rates notice
  • If renting, a copy of tenant ledger report or lease agreement
  • If boarding, a statement from your landlord/ family member confirming how long you have been at the address and any amount you pay them

Evidence of commitments (what you owe):

  • If you have a current home loan, copies of your last full home loan statement
  • If you have any credit cards, a copy of your last full statement
  • If you have any other loans or commitments, a copy of the last full statement of each of these

Evidence of savings:

  • A copy of the most recent full statement of your savings account

 

  • Thank you so much for all your help along the way

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    You were vital to keeping everything running as smoothly as it did. I sincerely appreciate t

  • I have not experienced such excellent service when borrowing money

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    I really have to thank you for the work you have done today.

    I have not experienced such

  • Thank you for all your hard work

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    Thank you for all your hard work and the efficiency you have shown in getting approvals so f

  • Thank you again

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    Just want to take this time to thank you for your assistance with my paying off my home loan

  • Really great to be treated like a person

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    Once again thank you for all your help. It really great to be treated like a person. ‒ Di

  • Very helpful

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    All of your information is very helpful and it's been a joy dealing with you. ‒ Karen

  • Pleasant Experience

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    Each time we have had contact with any of the staff at Select Encompass Credit Union it ha

  • Most unexpected thrill to win

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    I wish to thank you for the IPAD I won by filling out a member survey and which I collected

  • How appreciative I am of your Credit Union

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    I can't believe that I have been with the credit union so long and I plan to be with you

  • So glad to be a member of Select Encompass

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    Thankyou so much for your assistance. You can't know how grateful I am. I am just so g

  • You made the process extremely easy

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    Steve and I would like to say thank you for your help on our loan. You made the process extr

  • Nice to know a bank cares

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    Nice to know a bank cares! ‒ Liz

     

  • I just love the personalised service!

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    This is why I've stayed with a credit union just love the personalised service :) Thanks

  • Your services have grown with me as my needs have changed

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    I have been banking with the credit union for 15 years now and your services have grown with

  • I wish to highly commend staff at the Gymea Branch

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    I wish to highly commend staff at the Gymea Branch for extremely pleasant and professional s

  • Big tick for Select Encompass

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    Thanks for your help through the process. Big tick for Select Encompass for being an easy-