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Buy an investment property

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Are you looking at taking advantage of the booming property market?

Whether you are looking at purchasing your first investment property or you are looking at adding to your property portfolio, we will take the stress out of the process. We have been assisting people with property purchases for over 60 years and the support we offer you during this process is second to none. We have a simple and straightforward loans process that offers fast approval to then allow you to find your desired property and secure a purchase.

View our Home Buyer Guide for more information on the process of buying a home including some handy hints and tips.

Benefits of financing an investment property through Select:

Unlike some financial institutions, we don’t charge you an excessive rate or add additional fees to your account just because it’s an investment property. We treat all property purchase the same which allows you to take advantage of our standard list of benefits including:

  • No account keeping fees
  • No establishment fees
  • No redraw fees
  • No ongoing fees

Talk to us today! Contact us on 1300 13 14 20 or email us today at info@secul.com.au, we are here to help!

Find out more about our home loan products

  How do I apply?

There are a number of ways you can apply:

  What documents do we require?

We will be able to give you a pre-approval as soon as have completed the loan application, however start getting the following document together as they will be required in order to obtain a full approval:

Evidence of income:

  • Copies of your last two pay slips
  • Copies of the last two Taxation Notice of Assessments (If self-employed)

Evidence of residence:

  • If you’re a current home owner, a copy of your current rates notice
  • If renting, a copy of tenant ledger report or lease agreement
  • If boarding, a statement from your landlord/ family member confirming how long you have been at the address and any amount you pay them

Evidence of commitments (what you owe):

  • If you have a current home loan, copies of your last full home loan statement
  • If you have any credit cards, a copy of your last full statement
  • If you have any other loans or commitments, a copy of the last full statement of each of these

Evidence of savings:

  • A copy of the most recent full statement of your savings account

 

  • Thank you so much for all your help along the way

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    You were vital to keeping everything running as smoothly as it did. I sincerely appreciate t

  • I have not experienced such excellent service when borrowing money

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    I really have to thank you for the work you have done today.

    I have not experienced such

  • Thank you for all your hard work

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    Thank you for all your hard work and the efficiency you have shown in getting approvals so f

  • Thank you again

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    Just want to take this time to thank you for your assistance with my paying off my home loan

  • Really great to be treated like a person

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    Once again thank you for all your help. It really great to be treated like a person. ‒ Di

  • Very helpful

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    All of your information is very helpful and it's been a joy dealing with you. ‒ Karen

  • Pleasant Experience

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    Each time we have had contact with any of the staff at Select Encompass Credit Union it ha

  • Most unexpected thrill to win

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    I wish to thank you for the IPAD I won by filling out a member survey and which I collected

  • How appreciative I am of your Credit Union

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    I can't believe that I have been with the credit union so long and I plan to be with you

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    Thankyou so much for your assistance. You can't know how grateful I am. I am just so g

  • You made the process extremely easy

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    Steve and I would like to say thank you for your help on our loan. You made the process extr

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    Nice to know a bank cares! ‒ Liz

     

  • I just love the personalised service!

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    This is why I've stayed with a credit union just love the personalised service :) Thanks

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    I have been banking with the credit union for 15 years now and your services have grown with

  • I wish to highly commend staff at the Gymea Branch

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    I wish to highly commend staff at the Gymea Branch for extremely pleasant and professional s

  • Big tick for Select Encompass

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    Thanks for your help through the process. Big tick for Select Encompass for being an easy-