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Home Loans

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Variable Home Loan

A fully featured loan at a great rate. Real flexibility so you can manage your mortgage as you choose.

  • Available for owner-occupier property purchases
  • No monthly account keeping fees
  • Make extra repayments and redraws without penalty

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4.24% pa
variable interest rate

4.24% pa
comparison rate2

 Apply  Online Quick Enquiry

1 Year Fixed Loan

A fixed rate loan gives you the security of knowing what your repayments will be for the next 12 months.

  • For owner occupied properties
  • No monthly account keeping fees
  • Make extra repayments and redraw without penalty
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3.94% pa
fixed interest rate1

4.22% pa
comparison rate2

 Apply  Online Quick Enquiry

2 Year Fixed Loan

A great fixed rate for owner occupied purposes that gives you repayment security for the next 2 years.

  • Low fixed rate for 24 months
  • No monthly account keeping fees
  • Make extra repayments and redraw without penalty

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3.89% pa
fixed interest rate1

4.18% pa
comparison rate2

 Apply  Online Quick Enquiry

3 Year Fixed Loan

A fixed rate loan gives you the security of knowing what your repayments will be for the next 3 years.

  • For owner occupied properties
  • No monthly account keeping fees
  • Make extra repayments and redraw without penalty

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3.99% pa
fixed interest rate1

4.19% pa
comparison rate2

 Apply  Online Quick Enquiry

First Home Buyer Loan

Let Select Encompass make the process of buying your first home a whole lot easier.

  • Variable and lump sum repayments
  • No monthly account keeping fees
  • Early repayment without penalty
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3.74% pa
variable interest rate

4.15% pa
comparison rate2

 Apply  Online Quick Enquiry

Family Helper Home Loan

With prices continually on the rise the journey towards purchasing your first home isn't going to be easy without a little help.

  • Use equity from your home to provide security for loan
  • Borrow up to 100% of the value of the property
  • Loan includes stamp duty and other upfront costs
Find out more

3.74% pa
variable interest rate

4.15% pa
comparison rate2

 Apply  Online Quick Enquiry

Mortgage Line of Credit

Reduce your repayments by reducing the balance of your loan by the balance of your savings account.

  • A mortgage loan that acts like an overdraft
  • Use your income to reduce your loan interest
  • You may never have to apply for another loan again
Find out more

4.39% pa
variable interest rate

 Apply  Online Quick Enquiry

Investment Home Loans 

Currently Unavailable.

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Additional information

1 Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.