page top

Unsecured Personal Loans

Attention: open in a new window. Print

Unsecured Personal Loan

Home Renovation? Overseas Holiday? Plasma TV? We can help you get it.

  • Approval within 48 hours for any worthwhile purpose
  • No monthly account keeping fees
  • Early repayment without penalty
Find out more

10.99% pa
variable interest rate

11.21% pa
comparison rate1

Apply Online Enquire

Debt Consolidation

By consolidating your debt into one low rate personal loan, we can help you get your debt under control quick smart..

  • No establishment fees
  • No monthly repayment account keeping fees
  • Borrow up to $50,000
Find out more

15.99% pa
variable interest rate

16.22% pa
comparison rate1

Apply Online Enquire

Term Deposit Secured Loan

Your savings will earn interest in a Term Deposit and provide 100% security for your loan. This is a great way to keep your savings intact while you borrow at a low rate.

  • Must be fully secured with a Select Encompass Term Deposit
  • No Application fee
  • No monthly repayment account keeping fees
Find out more

4.24% pa
variable interest rate

4.44% pa
comparison rate1

Apply Online Enquire
  Additional Product Information:

1 Comparison rates are calculated on a loan amount of $10,000 over a term of 5 years.  WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

  • Thank you so much for all your help along the way

    placeholder

    You were vital to keeping everything running as smoothly as it did. I sincerely appreciate t

  • I have not experienced such excellent service when borrowing money

    placeholder

    I really have to thank you for the work you have done today.

    I have not experienced such

  • Thank you for all your hard work

    placeholder

    Thank you for all your hard work and the efficiency you have shown in getting approvals so f

  • Thank you again

    placeholder

    Just want to take this time to thank you for your assistance with my paying off my home loan

  • Really great to be treated like a person

    placeholder

    Once again thank you for all your help. It really great to be treated like a person. ‒ Di

  • Very helpful

    placeholder

    All of your information is very helpful and it's been a joy dealing with you. ‒ Karen

  • Pleasant Experience

    placeholder

    Each time we have had contact with any of the staff at Select Encompass Credit Union it ha

  • Most unexpected thrill to win

    placeholder

    I wish to thank you for the IPAD I won by filling out a member survey and which I collected

  • How appreciative I am of your Credit Union

    placeholder

    I can't believe that I have been with the credit union so long and I plan to be with you

  • So glad to be a member of Select Encompass

    placeholder

    Thankyou so much for your assistance. You can't know how grateful I am. I am just so g

  • You made the process extremely easy

    placeholder

    Steve and I would like to say thank you for your help on our loan. You made the process extr

  • Nice to know a bank cares

    placeholder

    Nice to know a bank cares! ‒ Liz

     

  • I just love the personalised service!

    placeholder

    This is why I've stayed with a credit union just love the personalised service :) Thanks

  • Your services have grown with me as my needs have changed

    placeholder

    I have been banking with the credit union for 15 years now and your services have grown with

  • I wish to highly commend staff at the Gymea Branch

    placeholder

    I wish to highly commend staff at the Gymea Branch for extremely pleasant and professional s

  • Big tick for Select Encompass

    placeholder

    Thanks for your help through the process. Big tick for Select Encompass for being an easy-