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Whether you’re paying for an end of year holiday, sending monetary gifts to friends and family overseas, or receiving a monetary gift from overseas, you need to be sure that you’re getting the best from your international payment service.
With Select Encompass, in association with Western Union Business Solutions, you’ve got an easy and affordable way to send and receive money overseas this festive season. We provide a timely and reliable way of transferring money between accounts.
Competitive exchange
Lock in an exchange rate
that’s more competitive
than many banks1
$0 Fee
Select Encompass and
Western Union Business
Solutions do not charge fees
on incoming international
Timely and reliable
Payments usually
processed within 2-3
business days3
Send money to over
200 countries and
Choose from more than
130 currencies


Send money overseas now     Receive an overseas payment

You can also use Foreign Cheques and Drafts which are a convenient way make overseas payments, or send and receive money when the recipient’s bank account is unknown. Visit your nearest branch or call 1300 13 14 20.

1 Western Union Business Solutions (“WUBS”) conducts periodic rates comparisons, the most recent was derived from the websites of 4 major Australian financial institutions on 21 July 2016. 2 For incoming international payments, WUBS processes over 25 currencies fee-free however some exotic or other currencies may attract fees. In some instances intermediary banks may levy additional fees and/or charges. For outgoing international payments, please note that fees, charges, terms and conditions apply and may vary depending upon the financial product. 3 Payment are usually received by the beneficiary within 2 to 3 business days after receipt of funds by WUBS in accordance with payment instructions. There is no delivery period guarantee. Some currencies may take longer than others to process. 4 Any financial products described on this page (other than Drafts) are provided by Select Encompass Credit Union Lid. The relationship relating to these financial products (other than Drafts) is solely between you and Select Encompass Credit Union LidWUBS does not give you any advice, general, personal or otherwise. Any advice provided, is provided by Select Encompass Credit Union Lid or your adviser. Select Encompass Credit Union Lid has entered into an agreement with Western Union Business Solutions (Australia) Pty Ltd (ACN 150 129 749; AFSL 404092) (“WUBS”), to engage WUBS’s services in fulfilling these financial products. If you are seeking to acquire Drafts, it is important for you to consider the Product Disclosure Statement (“PDS”) and any other relevant WUBS documents before you decide whether or not that financial product is right for you. The Drafts PDS is available from Select Encompass Credit Union Lid or on the compliance section of the WUBS website ( WUBS is an operating division of the Western Union Company. Select Encompass Credit Union Lid provides the products referred to in this communication to its members and customers in association with Western Union Business Solutions (Australia) Pty Ltd ABN 24 150 129 749 AFSL 404092, (trading as Western Union Business Solutions). Fees & Charges and Terms & Conditions apply. All products (other than Drafts) are provided by Select Encompass Credit Union LidThe relationship relating to these products is solely between you and Select Encompass Credit Union LidWestern Union Business Solutions is the issuer of the Drafts products referred to in this communication. A Product Disclosure Statement is available for the Drafts and can be obtained from Select Encompass Credit Union Lid or by visiting Before you decide to acquire a Draft you should read and consider the product disclosure statement.