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Updating your Mobile App

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The Select Encompass Mobile app is constantly evolving with new updates and features so in order to take advantage, it’s really important you’re on the latest version.

On the 10th of January 2018 we will be discontinuing support of all prior Android app versions. Please ensure that you are currently on version 3.1.

Visit our mobile app page to find information on upcoming updates and to stay up to date with the current features of the app.


Pay and get paid faster - Osko by BPAY

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Pay and get paid faster - Osko by BPAY

Select Encompass Credit Union's Mobile Banking App and Internet Banking services will soon provide users with a way to pay that's as fast as cash without the hassle of needing cash. It's called Osko® by BPAY and it will soon be the new way to pay! Whether you’re paying a babysitter, splitting a bill or giving money to family for something urgent – the money will be there almost instantly. You will soon be able to accomplish this via our Mobile Banking App or our Internet Banking services, 24/7.

Key features of Osko®

  • Faster payments across over 50 institutions and many more to come.
  • Available all day, every day and even on weekends.
  • You can use a PayID to pay and get paid with something as simple as a registered mobile number or email address.
  • You can use up to 280 characters of text to describe who is getting paid and why.

How to prepare for Osko®

To be ready to use Osko® at launch you will need to:

  • Be registered for our Internet Banking services.
  • Update your contact details that you have provided us (mobile phone number and email address). You can do this by logging into Internet Banking or calling us on 1300 13 14 20.
  • Download our Mobile Banking App or if you are already using the App, make sure you update to the latest version. To find out more visit:

Additional Information

Want to know more about Osko® or PayId? Visit or watch the introductory videos below.




Special Children's Christmas Party - Barnardos Australia

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Special Children's Christmas Party

Our staff joined together with Barnardos Australia to celebrate Sydney's "Special Children's Christmas Party" at Rosehill Gardens. These special children were treated to a day of celebrities, entertainment, stage shows, carnival rides, activities and loads of yummy food and treats. Our goal was to put a smile on their faces and to provide an exciting day that they will remember and appreciate for years to come!


Australia's best value personal loans

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Select Encompass' Personal Loan scores spot among Australia's best value Personal Loans

Select Encompass' Personal Loan has been named one of the country’s best value Personal Loans in the Mozo Experts Choice Personal Loan Awards.

"This year’s research is even more exhaustive with 239 personal loans under the judge’s microscope. To be ranked in the top 10 per cent of personal loans in the market given such tough competition is a real indicator of a top value product,” says Kirsty Lamont, Mozo Director. 

“For consumers who have big plans like a new car, holiday or home renovation and are after a competitively priced loan, our Mozo Experts Choice Awards are a fantastic place to start. Shopping around for a personal loan is extremely important and we’ve done the hard yards to compile a shortlist of which lenders are most worthy of consideration.”

Mozo analysed 239 personal loans from 73 providers to identify Australia’s most competitive personal loans across several categories including Car Loan, Secured Personal Loan, Unsecured Personal Loan and Excellent Credit Personal Loan.

Mozo recognises the excellent standard of value Select Encompass provides to consumers and is pleased to award the Mozo Expert choice for Personal Loans.

If you would like to find out more about our award-winning Personal Loans call 1300 13 14 20, email or visit your closest branch.



The End of ATM Fees!

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Select Encompass is pleased to announce that from the 1st of November 2017, members will no longer be charged ATM withdrawal fees. 

All members are now encouraged to use any ATM that does not direct charge*

However, the use of cash is rapidly declining and the number of ATM withdrawals has reduced by about 40% since 2009.

More and more members are using free payment services such as payWave, and an increasing number have downloaded the smartphone Digital Wallet apps:

Apple Pay, Android Pay and Samsung Pay.

Women using ATM

* Some independent ATMs may still apply a direct charge for withdrawals.


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